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CRT Planning Tools
The tools assembled here are not available anywhere else on the web — not in this combination, not at this level of rigor, and not without a paid subscription.
Paid platforms like PGCalc and Crescendo Pro offer deep CRT modeling, but they are designed for charity planned giving offices, cost nearly $1,000 per year, and include neither a fit assessment nor Monte Carlo simulation. Free tools scattered across university and nonprofit planned giving pages use licensed calculators that handle basic deduction math, but nothing more. No freely accessible, advisor-oriented suite combines all four capabilities in one place.
CalCRUT.com fills that gap — with tools built on IRS-prescribed actuarial methodology, 2010CM mortality tables, and Monte Carlo simulation across 150 years of U.S. market data.
Donors and families: Start with the Fit Assessment to see whether a CRUT makes sense for your situation, then use the calculators to explore the numbers.
Attorneys, CPAs, and financial planners: These tools are built for the rigor your clients expect. For professional-grade analysis beyond what any calculator can provide, contact Klaus Gottlieb directly.
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CRT Fit Assessment
Not sure whether a charitable remainder trust is right for your situation? The Fit Assessment walks you through the key factors — asset type, tax exposure, income needs, and charitable intent — and gives you a preliminary read on whether a CRUT merits further analysis.
CRUT Deduction Calculator
Computes the charitable income tax deduction generated by a CRUT at funding using the exact methodology prescribed by the IRS — the §7520 discount rate and official 2010CM actuarial tables. Enter the trust value, payout rate, and beneficiary age to determine the present value of the charitable remainder interest.
CRUT Payout Path Calculator
Projects the range of annual distributions, trust values, and cumulative payouts a CRUT may produce over time. Runs thousands of Monte Carlo simulations across historical, forward-looking, and stress-case market scenarios to show realistic outcomes — not a single optimistic line.
IRS §7520 Rate
The current IRS §7520 rate –– updated as soon as it becomes available. This rate directly determines the charitable deduction value of any CRT funded in the current month and is a required input in every deduction calculation.
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Work With Klaus Gottlieb, Esq.
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These tools offer a rigorous starting point. A well-structured CRUT requires integrating tax strategy, asset analysis, and precise legal drafting — work that no calculator can replace. Klaus Gottlieb offers professional modeling, structural analysis, and full trust drafting for California clients, and advisory support for attorneys and planners nationwide.
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